Understanding the Canadian Dental Care Plan (CDCP)
The CDCP is a federal government program designed to reduce financial barriers to oral health care. It helps cover the cost of essential dental treatments for Canadian residents who qualify based on income and lack access to private dental insurance. The goal is to ensure more Canadians can achieve and maintain good oral health without facing significant financial strain.
Comprehensive Dental Services Covered by CDCP at Sovrle Dental Clinic
Your CDCP coverage can be used for many of the services we offer at Sovrle Dental Clinic, helping you maintain a healthy smile. Covered services generally include:
Preventive Care: Regular check-ups, cleanings, fluoride treatments, and sealants.
Diagnostic Services: Examinations and X-rays to identify potential issues early.
Restorative Treatments: Fillings and crowns to repair teeth.
Endodontic Care: Root canal treatments.
Prosthodontic Solutions: Complete and partial dentures.
Periodontal Services: Treatments for gum health, like deep scaling.
Oral Surgery: Including tooth extractions when necessary.
Our team will help you understand which specific services are covered under your CDCP plan.
Who Qualifies for the CDCP?
Eligibility for the CDCP is being phased in. Here’s a summary of who can apply and when (based on current information as of April 2025):
Seniors Aged 65 and Over: Applications are open.
Adults with a Valid Disability Tax Credit Certificate: Applications are open.
Children Under 18: Applications are open.
All Remaining Eligible Canadian Residents (Ages 18-64): Applications are opening soon!
Ages 55 to 64: Applications open May 1, 2025
Ages 18 to 34: Applications open May 15, 2025
Ages 35 to 54: Applications open May 29, 2025
Key Eligibility Requirements:
To qualify for the CDCP, you generally must:
Be a Canadian resident for tax purposes.
Have filed your tax return for the previous year (e.g., your 2023 return for applications in early-mid 2025).
Have an adjusted family net income below $90,000.
Not have access to any other dental insurance (e.g., through an employer, professional plan, or privately purchased plan).
Understanding CDCP Fees and Your Co-payment
The CDCP covers a percentage of the cost based on established CDCP fees, determined by your adjusted family net income:
Under $70,000: The CDCP covers 100% of the eligible service cost according to the CDCP fee guide.
$70,000 - $79,999: The CDCP covers 60%, meaning you pay a 40% co-payment.
$80,000 - $89,999: The CDCP covers 40%, meaning you pay a 60% co-payment.
Important Note: The CDCP sets specific fees for dental services. There might be a difference between the CDCP fee and the standard fees at Sovrle Dental Clinic for certain procedures. Any difference, plus your co-payment (if applicable), is the patient's responsibility. Our team will clearly explain any potential out-of-pocket costs before starting treatment.
Applying for the CDCP
Applying is a straightforward process managed by the government:
Confirm Eligibility: Check the official criteria on the Government of Canada website.
Gather Information: You'll need your Social Insurance Number (SIN), address, date of birth, and your most recent tax Notice of Assessment (likely from your 2023 tax return for current applications).
Apply: The easiest way is online through the official CDCP application portal on Canada.ca. Assistance is available if needed.
After You Apply and Get Approved
Service Canada will confirm your eligibility.
Sun Life, the plan administrator, will enroll you and send a Welcome Package within about three months. This includes your member card and coverage start date.
Once you receive your Welcome Package and your coverage is active, call Sovrle Dental Clinic to book your appointment!
Ready to Use Your CDCP Coverage at Sovrle Dental Clinic?
We are proud to support the Canadian Dental Care Plan and look forward to welcoming you to our clinic. Our team is committed to providing exceptional dental care in a comfortable environment.
Contact Sovrle Dental Clinic today!
Let us know you have CDCP coverage when booking. We can answer your questions about the plan and schedule your next appointment.
Disclaimer: Information regarding the CDCP is based on details provided by the Government of Canada and is subject to change. For the most current and complete information, please visit the official Canadian Dental Care Plan website.
